I hereby acknowledge by my signature, that I have contracted for the above described merchandise, requiring Snappy Sport Senter to hold the merchandise specifically for me. I agree to make monthly payments in order that the full amount will be paid within 60 days of the purchase date (90 days for firearms). Further, I understand that the merchandise will be subject to a 10% (of purchase price) restocking fee (excluding firearms). Any layaways that are restocked in my absence, and possibly due to lapse in payments, but with payments in excess of 10%, that excess will be converted to store credit for you to use at your convenience. I acknowledge that the lay-away must be picked up in its entirety.